*,:after,:before{box-sizing:border-box;margin:0;padding:0}:root{--navy:#0f2d5e;--navy-l:#1a3f7a;--gold:#c8952a;--gold-l:#f5c842;--bg:#f4f6fa;--white:#fff;--text:#1a1a2e;--muted:#5a6a82;--border:#dce3ef;--success:#1a6b3c;--danger:#b52b2b;--sans:"Helvetica Neue",Arial,sans-serif;--serif:Georgia,serif}html{scroll-behavior:smooth}body{font-family:var(--sans);background:var(--bg);color:var(--text);min-height:100vh}a{color:var(--navy)}a:hover{color:var(--gold)}.container{max-width:980px;margin:0 auto;padding:0 1.5rem}.btn{display:inline-block;padding:.6rem 1.4rem;border-radius:6px;border:none;font-family:var(--sans);font-size:.9rem;font-weight:600;cursor:pointer;text-decoration:none;transition:all .12s;line-height:1}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy-l);color:#fff}.btn-gold{background:var(--gold);color:#fff}.btn-gold:hover{background:var(--gold-l);color:#fff}.btn-outline{background:transparent;color:var(--navy);border:1.5px solid var(--border)}.btn-outline:hover{background:var(--white)}.btn-lg{padding:.85rem 2rem;font-size:1rem}.card{background:var(--white);border:1px solid var(--border);border-radius:10px;padding:1.25rem 1.4rem}.protected-content{user-select:none;-webkit-user-select:none;-moz-user-select:none}@media print{.no-print{display:none!important}body:before{content:"LICENSED COPY — Unauthorized reproduction prohibited. © " attr(data-owner);display:block;font-size:14px;font-weight:700;text-align:center;padding:12px;border:2px solid #c8952a;margin-bottom:20px;color:#0f2d5e}}